Okay, here's some information about what to do when you get laid off in California, in markdown format with links:
File for Unemployment Insurance (UI): You are likely eligible for UI benefits if you were laid off through no fault of your own. File a claim with the California Employment Development Department (EDD) as soon as possible. There can be a delay in processing, so act quickly. You can do this online through the EDD website.
Understand Your Severance Package (if offered): Carefully review any severance package offered by your employer. This might include pay, benefits continuation, outplacement services, and other considerations. Don't hesitate to have an attorney review it before signing.
Health Insurance (COBRA): Understand your options for continuing health insurance coverage through COBRA (Consolidated Omnibus Budget Reconciliation Act). COBRA allows you to continue your employer-sponsored health plan for a certain period, but you'll likely have to pay the full premium. Explore other options like Covered California (the state's health insurance marketplace) to see if you qualify for subsidized coverage.
Review Your Final Paycheck: Ensure that your final paycheck includes all wages owed to you, including accrued vacation time. California law requires employers to pay all wages due at the time of termination (or within 72 hours if you quit without notice).
Consider Legal Advice: If you believe your layoff was discriminatory or otherwise unlawful, consult with an employment attorney. There are laws protecting employees from wrongful termination.
Job Search and Networking: Begin your job search immediately. Update your resume, LinkedIn profile, and start networking with contacts in your field.
Budgeting and Financial Planning: Create a budget to manage your finances while unemployed. Explore resources like career counseling or workforce development programs.
Gather Important Documents: Collect all important employment-related documents, such as your offer letter, performance reviews, and any benefits information.
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